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💰

Finance

Track every dollar, set budgets, split bills, and see where your money goes — all in one place.

Overview

Dayze Finance is a personal finance hub built into your life dashboard. It's not a full banking app — it's designed to give you awareness of where your money goes, right alongside the rest of your day.

Access it at dayze.com/finance or from the Finance card on your home dashboard.

Features

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Monthly Overview

Total spending and income at a glance with period-over-period comparison.

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Cash Flow Chart

Visual spending vs. income trend over time.

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Category Breakdown

See what you spend most on — food, transport, entertainment, etc.

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Budget Tracker

Set monthly budgets per category with progress bars and alerts.

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IOUs & Splits

Track who owes you and who you owe. Settle splits directly.

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Money with contacts

Log you→them / them→you on a person profile or via dayze people pay/receive.

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Recurring Detection

Auto-detects subscription-like spending patterns (Netflix, gym, etc.).

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Spending Insights

AI-generated tips based on your savings rate, trends, and patterns.

Quick Add

Add expenses or income with category picker and currency selector.

Adding Transactions

There are several ways to add transactions:

  1. Manual entry — Tap the + button on the finance page or home dashboard
  2. Contact ledger — On a person profile, Log money (or CLI dayze people pay/receive)
  3. Dayze Agent — Say "I spent $12 on lunch" and it creates the expense
  4. Receipt scan — Upload a receipt photo in chat and it extracts the details
  5. Quick Capture — Type a natural language description on any Day Card

Page layout

On /finance, the PnL calendar is followed immediately by the Transactions list, then cash flow, categories, budgets, and IOUs. Click any day on the PnL calendar to open that day's transactions (same interaction as /calendar).

Note: Editing a transaction from the PnL day list, the Transactions list, or /calendar opens the same transaction detail modal — type, people links, splits, events, and notes.

Ask Dayze Agent

Dayze Agent answers finance totals from your ledger (not guesses). Examples:

  • "How much did I spend this month?" — expense total for the current month
  • "What's my revenue this year?" — cash income (excludes Avoided expense)
  • "Revenue and expenses since last year November" — custom range with income, expenses, and net
  • "Mark owes me $1000 for tickets" — creates a new IOU under Finance → IOUs & splits
  • "Mark paid me back $200" — reduces an existing IOU balance
Tip: Totals only include dates you have logged. If Nov–Dec has no rows, the range still runs but those months contribute $0.

Editing & Deleting

Tap any transaction (list or PnL day) to open the shared detail modal — amount, category, type, description, date/time, people, splits, linked events — or delete it. The same modal is used on /calendar. Changes refresh finance widgets via SWR / expense-updated.

Budgets

Set monthly budgets for any spending category. The budget tracker shows:

  • How much you've spent vs. your limit
  • A progress bar that turns red when you're over budget
  • Per-category breakdown so you can adjust individual areas

Currencies

Dayze supports multiple currencies. Set your default currency in your profile settings. Individual transactions can use different currencies — useful for travel.

Tip: The finance card on your /home page shows a compact month-to-month comparison. Click it to jump straight to the full finance hub.